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Personal Finances

Topical articles and guides from Z2 Group

100 days to the 2023-24 self-assessment filing deadline

HMRC have kindly reminded us that there are approximately 100 days to prepare and file a 2023-24 self-assessment tax return…

Private pension contributions

Tax relief on private pension scheme contributions is a significant incentive in the UK, encouraging individuals to save for retirement…

Opportunity knocks for holiday lets owners

From April 2025, the present tax breaks enjoyed by owners of Furnished Holiday Lets (FHLs) will cease and FHL income and gains will be taxed in the same way as other property businesses…

Are you eligible for tax-free childcare

You can receive up to £500 every 3 months for each of your children to help with the costs of childcare…

Journey out of debt

Hopefully, this post will be of help to individuals that find themselves in debt and are struggling to keep up with repayments…

Child Benefit claw-backs

One of the more impactful changes in the recent budget was the easing of the High Income Child Benefit Charge. Up to 5 April 2024, this has been recovering Child Benefits received by parents if the total income of one or more parent exceeded £50,000. Basically, parents with income between £50,000 to £60,000 have had … Read more

Are you missing out on the Marriage Allowance?

According to HMRC, couples who are married or in civil partnerships could be due a financial boost by sharing unused tax allowances…

State Pension entitlement if you retire abroad

You can claim State Pension abroad if you have paid enough UK National Insurance contributions to qualify…

Selling online? Are you declaring the income?

If you are creating income in this way and you are earning more than £1,000 from this activity in any one tax year, then you will need to declare these earnings to HMRC…

Check your National Insurance record online

You can check your National Insurance record online at GOV.UK…

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