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Personal Finances

Topical articles and guides from Z2 Group

Opportunity knocks for holiday lets owners

From April 2025, the present tax breaks enjoyed by owners of Furnished Holiday Lets (FHLs) will cease and FHL income and gains will be taxed in the same way as other property businesses…

What is the position for private school fees

The following notes are copied from draft legislation published by HMRC, to be included in the Finance Bill 2024-25…

Are you eligible for tax-free childcare

You can receive up to £500 every 3 months for each of your children to help with the costs of childcare…

Journey out of debt

Hopefully, this post will be of help to individuals that find themselves in debt and are struggling to keep up with repayments…

Child Benefit claw-backs

One of the more impactful changes in the recent budget was the easing of the High Income Child Benefit Charge. Up to 5 April 2024, this has been recovering Child Benefits received by parents if the total income of one or more parent exceeded £50,000. Basically, parents with income between £50,000 to £60,000 have had … Read more

Save on Easter child-care costs

Working families can save money on their childcare costs in time for the school holidays by making use of the Tax-free Childcare support…

New measures to trim energy bills

Government has announced a new package of measures to help families save on energy costs and access cheaper deals…

Are you missing out on the Marriage Allowance?

According to HMRC, couples who are married or in civil partnerships could be due a financial boost by sharing unused tax allowances…

Keep an eye on your income for 2023-24

We have listed a few of the trigger points that you need to keep your eye on to maximise the use of legitimate tax allowances and reliefs and keep your tax footprint for 2023-24 to a minimum…

State Pension entitlement if you retire abroad

You can claim State Pension abroad if you have paid enough UK National Insurance contributions to qualify…

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